Car Insurance
How much do you pay for your car insurance?
I just bought a New Car. A Honda fit, and my insurance went up $40 more per month. This is my first brand new car, and I am use to the insurance that comes with a used 7 year old car. I was wondering what others pay for their car insurance, and whether it is new or old. I hope I am not asking anything that people would feel uncomfortable with. I just want to see if I am being charged in the range of what I should.
Did you just stick with your current insurance carrier, or did you shop around? We have two cars, one is a 2008 Fit, the other a 1998 Forester. We have a loan on the Fit, so we have always had full coverage insurance on it. When our insurance came up last month, I shopped around and found every other insurer I called was lower than who we had, and the one I settled on gave me full coverage and higher liability on BOTH vehicles for $200 less (over 6 months) than what we were previously paying.
I’m not here to advertise for my insurer, so I’ll put it this way: I spent a couple hours on the internet and on the phone and called several national insurers directly. I don’t trust generic comparison boards on the internet, because that is where I got our last insurance. You don’t even have to leave your current insurer, you can call them and tell them the quotes you got from the competition.
Make sure you maximize your discounts. Paying all up front netted me a $50 discount. Letting them put a “big brother” device in our cars is netting us about $100 discount. No wrecks since 1988 (although I think they only consider the last 3 or 5 years) was another discount (not sure how much). Seems like there were a couple others, but I can’t remember them.
Auto Insurance
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The Successful Insurance Agent $13.13 The Successful Insurance Agent |
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Insurance Practice for the Millennium $16.88 Insurance Practice for the Millennium |
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Insurance Handbook for the Medical Office $64.29 Insurance Handbook for the Medical Office |
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Good Faith and Insurance Contracts $429.98 Good Faith and Insurance Contracts |
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12-Gauge Insurance Plan $12.47 12-Gauge Insurance Plan |
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Social Insurance And Economic Security $88.67 Social Insurance And Economic Security |
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Health Care Financing and Insurance $81.46 Health Care Financing and Insurance |
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Understanding Health Insurance $120.29 Understanding Health Insurance |
August 11, 2010 8:55 pm 
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